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Bank Accounts

Welcome

You'll love our bank accounts

They are designed to meet our members’ wide range of banking needs, so we’re confident you’ll find the one that fits you best.

Chequing Account

Tru Essentials Chequing

Made for everyday life

  • First 12 debit transactions1 free
  • No minimum balance required
  • Unlimited debit transactions1 - for a maximum of $9 per month

$0/monthly fee

Savings Account

High Interest Savings

Earn maximum interest on every dollar

  • No minimum balance required
  • 1 free debit transaction1
  • Earn a higher interest rate than in a regular savings account

$0/monthly fee

Benefits

We'll make banking easy

Bank anywhere

Pay your bills, check your balance, transfer money and more with our mobile app.

Pay with your phone

Add your debit or credit card to your mobile wallet for easier, safer payments with every tap.

Stay in the know

Keep informed on account activity with instant account alerts.

micro-saving made easy

Automate your savings

Put your savings on auto-pilot with BIGChange®, our round-up tool.

  • Your spare change goes straight into savings with every debit card purchase—no effort required
  • Small round‑ups add up quickly, helping you build a stronger financial cushion over time
  • Make steady progress toward vacations, upgrades, and future plans with everyday spending
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new members

Opening a bank account

  • To open an account with Envision Financial, you need to be a resident of British Columbia
  • If you're 19 or older, you can open an account online in just a few minutes
  • You can always book an appointment to open your account with an advisor
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make the switch in minutes

Transfer all your recurring payments and deposits in a few clicks

A fresh start without the fuss. Easily transfer all your pre-authorized payments and deposits from other financial institutions to your Envision Financial account with clickSWITCH®.

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Frequently asked questions

What are debit transactions?

Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.

Not sure which account is right for you?

We can help. Call us at 1-888-597-6083, our advisors are happy to help you find the right solution. To see how our accounts compare with accounts at other financial institutions, use the Financial Consumer Agency of Canada Account Comparison Tool.

We're here to assist you

Call us

1-888-597-6083

Monday to Friday: 8am - 8pm
Saturday: 8:30am - 4pm
Sunday: 11am - 3pm

Chat with us

  • Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.

  • Product terms, features and fees are subject to change, and we will provide appropriate notice as applicable and as may be required. Debit transactions over what the monthly package allows and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.