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Find the credit card that fits your needs
Cash Back Mastercard®
Annual fee:
$0
APR:
20.99%
Cash Back Mastercard®
Annual fee:
$0
APR:
20.99%
Earn cash rewards for everyday purchases.
Rewards
- Earn 4 points for every $1 spent on Grocery and Sustainable Transit1
- Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining1
- Earn 1 point for every $1 spent on all other purchases1
Benefits
- Cash Back Rewards1
- Flexible rewards points redemption options1
- Auto rental benefits
- Purchase Protection & Extended Warranty Insurance2
- Mobile Device Insurance2
- Zero Liability Fraud Protection
- Mastercard Benefits*
Cash Back World Elite® Mastercard
Annual fee:
$120
APR:
20.99%
Cash Back World Elite® Mastercard
Annual fee:
$120
APR:
20.99%
Enjoy everyday rewards with a Cash Back World Elite Mastercard that fits your lifestyle.
Rewards
- Earn 4 points for every $1 spent on Grocery and Sustainable Transit1
- Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining1
- Earn 1 point for every $1 spent on all other purchases1
Benefits
- Emergency Health Care and Baggage Coverage - 15 days, under 65 years
- 24/7 Travel Assistance
- Auto Rental Collision/Loss Damage Insurance
- Purchase Protection and Extended Warranty Insurance2
- Mobile Device Insurance3
- Zero Liability Fraud Protection
- Mastercard Benefits*
Centra Gold Mastercard®
Annual fee:
$50
APR:
12.99%
Centra Gold Mastercard®
Annual fee:
$50
APR:
12.99%
A perfect balance of premium rewards and low rates.
Rewards
- Earn 4 points for every $1 spent on Grocery and Sustainable Transit1
- Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining1
- Earn 1 point for every $1 spent on all other purchases1
Benefits
- Flexible rewards points redemption options1
- Auto rental benefits
- Purchase Protection & Extended Warranty Insurance2
- Mobile Device Insurance2
- Zero Liability Fraud Protection
- Mastercard Benefits*
Classic Mastercard®
Annual fee:
$20
APR:
13.99%
Classic Mastercard®
Annual fee:
$20
APR:
13.99%
Simple, smart credit card convenience with a low rate and mobile device insurance.
Rewards
- Earn 4 points for every $1 spent on Grocery and Sustainable Transit1
- Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining1
- Earn 1 point for every $1 spent on all other purchases1
Benefits
- Auto rental benefits
- Purchase Protection & Extended Warranty Insurance2
- Mobile Device Insurance2
- Zero Liability Fraud Protection
- Mastercard Benefits*
World® Mastercard
Annual fee:
$120
APR:
20.99%
World® Mastercard
Annual fee:
$120
APR:
20.99%
The privileges you deserve, with unique benefits and exceptional service wherever you go.
Rewards
- Earn 4 points for every $1 spent on Grocery and Sustainable Transit1
- Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining1
- Earn 1 point for every $1 spent on all other purchases1
Benefits
- Flexible rewards points redemption options1
- Auto rental benefits
- Emergency Health Care and Baggage Coverage - 60 days, up to 75 years
- Trip Cancellation and Interruption Coverage*
- 24/7 Travel Assistance*
- Auto Rental Collision/Loss Damage Insurance
- Purchase Protection and Extended Warranty Insurance2
- Mobile Device Insurance2
- Zero Liability Fraud Protection
- Mastercard Benefits*
US Dollar Mastercard®
Annual fee:
$50 USD
APR:
20.99%
US Dollar Mastercard®
Annual fee:
$50 USD
APR:
20.99%
Make US spending effortless with no foreign transaction fees, perfect for travel or shopping with US retailers.
Rewards
- Earn 4 points for every $1 spent on Grocery and Sustainable Transit1
- Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming, and Dining1
- Earn 1 point for every $1 spent on all other purchases1
Benefits
- Flexible rewards points redemption options
- Auto Rental Collision/Loss Damage Insurance
- Purchase Protection and Extended Warranty Insurance
- Zero Liability Fraud Protection
- Mastercard Benefits*
offers
Explore current offers
$120 Annual fee rebate**
Eligilbe on Valley First World & Cash Back World Elite Mastercard credit cards.
First year fee rebate**
Apply for a Classic credit card and receive $20 annual fee rebate for the first year.**
cardwise
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Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_valley-first/benefits/mastercard-benefits/mastercard-exclusive-benefits/ for more details.
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Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_valley-first/offers/ for more details.
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Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards.
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Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
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The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online www.collabriacreditcards.ca/cardholder-agreement.
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The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. ®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
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Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.