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SAVINGS ACCOUNTS

Explore our accounts

Savings that grow with you

Discover savings options designed to help you reach what matters most.

High Interest Savings

Earn maximum interest on every dollar

  • No minimum balance required
  • 1 free debit transaction1 per month
  • Perfect for hitting your savings goals

$0/monthly fee

Savings First

Helps you save towards your financial goals

  • No minimum balance required
  • 2 free debit transactions1 per month
  • Earn interest on your savings

$0/monthly fee

Registered Variable Savings

Earn interest on your registered deposits

  • No minimum balance required
  • Available for RRSP

$0/monthly fee

Home Sweet Bonus®

Get closer to owning your dream home

  • Helps you save for your down payment
  • $100 initial deposit2 only
  • Get up to $1,0002 bonus

$0/monthly fee

Benefits & Features

Convenient features that make managing your money easy

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Bank from anywhere

Access your account anytime with online or mobile banking—day or night.

  • Check balances
  • Pay bills
  • Transfer money
  • Deposit cheques
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Get account alerts

Stay in the loop with instant account activity alerts. Pick the ones you want and turn them off whenever you like.

  • Low balance alert
  • Log in alert
  • Password change alert
  • and more!
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Automate your savings

Every time you use your debit card, BIGChange® rounds your purchase to the nearest dollar.

  • Save automatically
  • Build emergency fund
  • Reach savings goals
  • Budget-friendly saving

Compare our savings accounts

Account features Monthly fee Free debit transactions Additional fee Minimum balance required Earn interest
High Interest Savings $0

1

$5.00 $0

View rate

Savings First $0

2

$1.25 $0

View rate

Registered Variable Savings $0

0

$1.25 $0

View rate

Home Sweet Bonus® $0

0

$1.25 $100

View rate

Transactions over what the monthly package allows, ATM transactions not via THE EXCHANGE® and ACCULINK® networks, and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.

switching banks

Transfer your account to Valley First in minutes

A fresh start without the fuss. Easily transfer all your pre-authorized payments and deposits from other financial institutions to your new Valley First account with clickSWITCH®.

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Frequently asked questions

What are debit transactions?

Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.

Not sure which account is right for you?

We can help. Call us at 1-888-597-8083, our advisors are happy to help you find the right solution. To see how our accounts compare with accounts at other financial institutions, use the Financial Consumer Agency of Canada Account Comparison Tool.

We're here to assist you

Call us

1-888-597-8083

Monday to Friday: 8am - 8pm
Saturday: 8:30am - 4pm
Sunday: 11am - 3pm

Chat with us

  • Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.

  • Terms and conditions apply.

  • Product terms, features and fees are subject to change, and we will provide appropriate notice as applicable and as may be required. Debit transactions over what the monthly package allows and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.

  • ClickSWITCH® is a registered trademark of Q2 Software, Inc. All other trademarks are the property of their respective owners.