No monthly fee savings account
$0 /monthly fee
|
Monthly fee |
$0 |
|
Free debit transactions |
2 |
|
Additional fee |
$1.25 |
|
Unlimited debit transactions |
- |
|
Minimum balance required |
$0 |
|
Earn interest |
Transactions over what the monthly package allows, ATM transactions not via THE EXCHANGE® and ACCULINK® networks, and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.
May be a good choice if you:
May NOT be a good choice if you:
direct deposit
Set up direct deposit for a fast, easy, and secure way to access your money sooner—no delays, no cheques, just on‑time deposits straight into your account.
debit transactions
4,800 surcharge-free ATMs coast-to-coast on THE EXCHANGE Network.
switching banks
A fresh start without the fuss. Easily transfer all your pre-authorized payments and deposits from other financial institutions to your Valley First account with ClickSWITCH®.
Benefits
planning & advice
Our experts provide personalized solutions with genuine care. Whether you’re saving for today, building for the future, or paying down debt, our advisors can create a customized plan to help you achieve your financial goals.
Additional Information:
Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.
This account calculates interest on the entire daily closing balance at the specified interest rate. The interest calculates daily and is paid at month end. Interest rate is subject to change at any time without advance notice. Refer to Bank Account Interest Rates for our current rates.
For illustrative purposes only:
| $0 - $4,999 | 1.00% |
Daily Closing Balance = $100,000
This account will calculate interest based on an interest rate of 1.00% on the entire $100,000 closing balance.
We can help. Visit a branch or call us and let's find the right solution together.
Expert advice
Open a chequing account to simplify your day‑to‑day spending.
Open a GIC to lock in guaranteed growth and bring confidence to your long‑term plans.
Speak to an advisor or at the branch
Monday to Friday: 8am - 8pm
Saturday: 8:30am - 4pm
Sunday: 11am - 3pm
An advisor will get back to you
Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.
Product terms, features and fees are subject to change, and we will provide appropriate notice as applicable and as may be required. Debit transactions over what the monthly package allows and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.
ClickSWITCH® is a registered trademark of Q2 Software, Inc. All other trademarks are the property of their respective owners.
