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CHEQUING ACCOUNTS

Explore our accounts

Chequing that works for you

Discover chequing options that fit the way you bank—whether you need day-to-day banking features or the ability to manage your money in US dollars.

Tru Essentials Chequing

Made for everyday life

  • First 12 debit transactions1 free
  • No minimum balance required
  • Unlimited debit transactions1 for $9 per month

$0/monthly fee

US Dollar Chequing

Deposit, withdraw and pay in US dollars

  • 2 free debit transactions1 per month
  • No minimum balance required
  • Deposit and withdraw US funds without converting currencies

$0/monthly fee

Benefits & Features

Chequing with all the essentials plus extras

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Bank from anywhere

Access your account anytime with online or mobile banking—day or night.

  • Check balances
  • Pay bills
  • Transfer money
  • Deposit cheques
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Get account alerts

Stay in the loop with instant account activity alerts. Pick the ones you want and turn them off whenever you like.

  • Low balance alert
  • Log in alert
  • Password change alert
  • and more!
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Automate your savings

Every time you use your debit card, BIGChange® rounds your purchase to the nearest dollar.

  • Save automatically
  • Build emergency fund
  • Reach savings goals
  • Budget-friendly saving

switching banks

A fresh start without the fuss - make the switch in minutes.

Easily transfer all your pre-authorized payments and deposits from other financial institutions to your new Valley First account with clickSWITCH®.

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Frequently asked questions

What are debit transactions?

Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.

Not sure which account is right for you?

We can help. Call us at 1-888-597-8083, our advisors are happy to help you find the right solution. To see how our accounts compare with accounts at other financial institutions, use the Financial Consumer Agency of Canada Account Comparison Tool.

We're here to assist you

Call us

1-888-597-8083

Monday to Friday: 8am - 8pm
Saturday: 8:30am - 4pm
Sunday: 11am - 3pm

Chat with us

  • Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, outgoing Interac e-Transfer®, Interac e-Transfer® fulfil requests, outgoing Me-to-Me transfers, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.

  • Product terms, features and fees are subject to change, and we will provide appropriate notice as applicable and as may be required. Debit transactions over what the monthly package allows and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.

  • ClickSWITCH® is a registered trademark of Q2 Software, Inc. All other trademarks are the property of their respective owners.