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LOANS & LINES OF CREDIT

Borrowing

Let us help you find the right borrowing solution

Whether you’re making a major purchase, renovating your home, buying a car, investing, or consolidating debt, we can help you find the right borrowing solution.

Borrowing

Explore your borrowing options

Credit protection

Protect yourself and your loved ones with payment protection insurance. It's a simple, affordable way to safeguard your loan payments and take a step toward securing your financial future.

What can payment protection insurance do for you?

Maintain a good credit score, while protecting your family’s future

Loan and line of credit protection helps cover your monthly payments during a challenging time. Plus, it could protect your credit rating and future borrowing power.

  • Total disability: Covers your insured monthly payments if you become disabled or sick and are unable to work.
  • Critical illness: Pays or reduces your insured balance if you suffer a stroke or heart attack, or are diagnosed with a life-threatening disease, such as cancer.
  • Life: Pays or reduces your insured balance, tax-free, in the event of your death. Plus, we provide a Living Benefit feature if you are diagnosed with a terminal illness with a life expectancy of 12 months or less.

Be prepared and protected

Our partner is here to help you choose the solution that best suits your needs. For more information, contact CUMIS today at 1-800-263-9120 weekdays, 8 a.m. to 8 p.m. EST. or cumis.com

Creditor’s group insurance is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions, and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. To contact CUMIS, A Division of Co-operators Life Insurance Company, visit www.cumis.com or call 1-800-263-9120.

Calculators & resources

Loan calculator

Find out how much you can borrow and what your payments might look like.

Ultimate guide to your credit score

Understanding your credit score gives you the keys to building your credit so you can get better rates.

We're here to assist you

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Sunday: 11am - 3pm

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